I think a blogger told me this in a comment recently, but I don’t know which post it was on. Live now, save never.
I love the last few days before payday. It wasn’t an easy transition from hate to love, but it was necessary. Hospitality pay means that I don’t have the biggest income fortnightly but enough to get by, so I have to be a bit more careful for the last few days before payday.
I still don’t know whether I’m being sarcastic or not in the first two sentences.
Regardless, this means I have to focus on other things that money can’t buy, productivity for example. Not that I am a big spender, but having hardly anything in my wallet means I can devote my time solely to working hard or working out, and temptation to meet friends for a coffee or a beer can be resisted as I have little option but to decline. This is time I can spend working on myself. I used to get paid monthly and hated it, it was far too long of a stretch and I have a much harder time trying to budget for the month. I would still end up pretty broke a few days before payday, but as this is now fortnightly with smaller paychecks twice a month I have these broke days more often. It is kind of a blessing.
I don’t understand how people build savings on my pay, I know I am terrible at saving, but I am not a big spender. I don’t have a PS4 as much as I would like one, nor do I own a car that I fill with petrol every week. But then again I am still paying off holidays that I had back in 2014 to Brazil and travelling down Australia’s east coast wasn’t cheap by any stretch of the imagination. I am constantly torn between wanting to save and wanting to enjoy today in case its the last.
Did you hear about the Indian bloggers recently that fell to their deaths from Yosemite? They plunged 800ft from cliff taking a photo for their blog. I tried to read some of their blog entries as I hadn’t heard of them however it is now sadly unavailable. They were a young married couple, only 29 and 30. It’s these stories that influence me to live now and save never.
But I know this is not a good way to think. But it is how I think a lot of the time. When I think about sitting in and saving I think of those that didn’t get the chance to save and it does me no favours. But saving could potentially lead to a brighter future that I may not have with this current mentality. It’s an inner dilemma I face daily.
What’s your opinion, are you a good saver, and what are you saving for? Maybe you’re like me. I also think that if I don’t sit in and save I am out and about taking photos and making memories for my blog, and I won’t be in Australia forever. 11 more months in fact. I want to look back on my blog with great memories, not a slightly better bank balance. It gives my readers more to look at too and helps give me inspiration and ideas moving forward. In the past I had a reason to save, and that was to enjoy this current moment in a far away land. A working holiday visa isn’t the time to save.
Live now, save never. I still don’t know if I am for or against this and if my mentality will shift one day. There are certainly benefits to both.
Featured image taken in Manly, Sydney and taken from the post This is not a post about Harry and Meghan
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Sam